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Bay Area Housing and Transportation Affordability: A Closer Look

This analysis attempts to better understand variations in housing and transportation affordability based on location, and to begin to frame how the region might address this challenge.

In developing the San Francisco Bay Area’s long-range Transportation 2035 Plan, the Metropolitan Transportation Commission (MTC) pursued a performance objective to reduce the combined cost of housing and transportation as a share of household income by 10 percent from today’s level for low- and moderately lowincome households. The objective was set out of concern that these families find it increasingly difficult to make ends meet given rising housing and transportation costs in the region. The burden of high housing and transportation costs affects people’s ability to accumulate savings and create wealth, and keeps low- and moderately lowincome workers from finding housing in proximity to their jobs, further exacerbating the toll of high housing and transportation costs.